Ingredients
1 shredded carrot
1 shredded apple (I chop up one with the skin)
½ cup oil
2 eggs
½ cup honey
2 tsp vanilla
½ coconut
½ cup raisins
½ cup nuts
¾ cup whole wheat flour
½ cup oats
3 tbsp wheat germ
1 tsp baking soda
½ tsp baking powder
1/8 tsp nutmeg
¾ tsp cinnamon
¼ tsp salt

Directions
Preheat oven to 375. Shred the carrot and apple and mix with everything in a large bowl. Spoon into greased muffin tins and bake for 20 minutes.

Makes 24 muffins

Ingredients
6 tbsp margarine
2 teas cinnamon
1/4 c. sugar
2 lg Granny smith apples
4 eggs
1 cup flour
1 cup milk

Directions
In a 10-12" ovenproof frying pan, melt margarine over med heat, stir in cinnamon and sugar. Thinly slice the apples into the fry pan (sometimes I peel, most of the time I leave the skin on) Cook, stirring until apples are translucent, about 5 minutes. Place pan, uncovered, in a 425 oven while making the batter. In a blender or mixer, whirl eggs and flour until smooth. Blend in the milk. Pour the batter evenly over the apples. Bake uncovered, until puffy and golden, about 15 minutes. Dust with powdered sugar, and let stand 5 minutes. Serve.

Ingredients
2 cups flour
1 cup sugar
3 tsp baking powder
1 tsp salt
1/3 c. margarine, softened
1 cup milk
1 egg

Directions
Heat oven to 350. Prepare strusel topping (recipe below). Beat remaining ingredients in a mixer at low speed 30 sec. Beat on med for 2 minutes. Spread half the batter in a greased 13x9 pan or a sq 9x9 pan. Sprinkle with half the streusel.. Top with remaining batter, and then remaining topping. Bake 35-40 minutes. Optional: add 1 cup fruit between layers - blueberries are popular.

Topping
1/2 c. chopped nuts (walnuts or slivered almonds are good)
1/3 c. packed brown sugar
1/4 c. flour
1/2 tsp cinnamon
3 tbsp firm margarine

Mix until crumbly.